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Understanding the PM Samman Nidhi Yojana: Benefits and Eligibility

In recent years, the Indian government has introduced various schemes and initiatives to support and empower its citizens, especially those belonging to marginalized communities. One such scheme is the Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN). Launched in December 2018, this scheme aims to provide financial assistance to small and marginalized farmers across the country. In this comprehensive guide, we will delve into the details of the PM-KISAN scheme, exploring its benefits, eligibility criteria, and application process.

Overview of PM-KISAN Scheme

Under the PM-KISAN scheme, eligible farmers receive direct income support of ₹ 6,000 per year in three equal installments. The funds are transferred directly to the beneficiaries’ bank accounts through Direct Benefit Transfer (DBT). The scheme seeks to supplement the financial needs of small and marginal farmers for the purchase of essential inputs and other expenses related to agriculture.

Benefits of PM-KISAN Scheme

  1. Financial support: The scheme provides much-needed financial assistance to farmers, thereby improving their livelihoods and agricultural productivity.
  2. Enhanced income: By receiving regular monetary support, farmers can invest in better seeds, fertilizers, and equipment, leading to increased crop yield and income.
  3. Social security: The scheme ensures a basic income guarantee for farmers, helping them cope with financial uncertainties and crop failures.
  4. Inclusive growth: PM-KISAN aims to address income disparities among farmers and promote inclusive growth in the agricultural sector.
  5. Boost to rural economy: The direct transfer of funds injects liquidity into rural areas, stimulating economic activity and creating demand for goods and services.

Eligibility Criteria for PM-KISAN Scheme

To avail the benefits of the PM-KISAN scheme, farmers need to meet the following eligibility criteria:

  1. Ownership of cultivable land: The applicant should be the owner of cultivable land.
  2. Small and marginal farmers: The scheme is targeted towards small and marginal farmers, with different landholding limits set by each state government.
  3. Exclusion criteria: Institutional landholders, higher-income farmers, and serving or retired government employees are not eligible for the scheme.
  4. Aadhaar card: Farmers are required to possess a valid Aadhaar card for identification and authentication.
  5. Active bank account: Beneficiaries should have an active bank account for the transfer of funds.

Application Process for PM-KISAN Scheme

The application process for the PM-KISAN scheme is simple and can be completed online through the official website or at the nearest Common Service Centre (CSC). Here is a step-by-step guide to applying for the scheme:

  1. Visit the PM-KISAN portal: Access the official website of PM-KISAN ( to start the application process.
  2. Click on “Farmers Corner”: Navigate to the “Farmers Corner” section on the website and select the “New Farmer Registration” option.
  3. Enter Aadhaar details: Enter your Aadhaar number and captcha code to proceed with the registration process.
  4. Complete the registration form: Fill in the required details such as name, address, bank account number, and landholding information accurately.
  5. Submit the form: Review the entered information and submit the form to complete the registration process.
  6. Application approval: Once the details are verified, and eligibility is confirmed, the first installment of the financial assistance will be credited to the beneficiary’s bank account.

Frequently Asked Questions (FAQs)

1. Who is eligible to apply for the PM-KISAN scheme?

To be eligible for the PM-KISAN scheme, an applicant must be a small or marginal farmer owning cultivable land and possessing a valid Aadhaar card.

2. What is the amount of financial assistance provided under the PM-KISAN scheme?

Beneficiaries receive ₹ 6,000 per year in three equal installments directly transferred to their bank accounts.

3. Can farmers check the status of their PM-KISAN application online?

Yes, farmers can track the status of their application online by visiting the PM-KISAN portal and entering their Aadhaar number.

4. Are tenant farmers eligible for the PM-KISAN scheme?

As per the guidelines, tenant farmers are not eligible for the PM-KISAN scheme. Only land-owning farmers can apply for the benefits.

5. How often are the installments disbursed under the PM-KISAN scheme?

The financial assistance is provided in three equal installments, which are distributed in four-month intervals annually.

In conclusion, the PM-KISAN scheme plays a crucial role in supporting the livelihoods of small and marginal farmers in India by providing them with direct income assistance. By understanding the benefits, eligibility criteria, and application process of this scheme, farmers can leverage this support to enhance their agricultural practices and improve their overall well-being.